Posts Tagged technology
There are many reasons why a business should consider adding ACH capability to their portfolio of payment processing instruments and in this article I intend to highlight the top 10 reasons.
Before I begin, I will provide a brief introduction to the ACH system…
The ACH (Automated Clearing House) network provides electronic clearing of payments for participating depository financial institutions. Transactions are initiated during the day by merchants and at the end of each business day, transactions that have accumulated are sent electronically in batches to the The Federal Reserve. The FED sorts and routes transactions to their appropriate destination and debits or credits bank accounts accordingly.
The ACH network utilizes customer bank account and routing information to initiate transactions. This data is obtained from customers by merchants. Merchants have the ability to use several different methods to obtain customer payment information.
The Top 10 Reasons to Consider ACH for your Business in 2011
- ACH provides businesses with payment flexibility for customers.
- ACH payments are environmentally friendly, they lower carbon emissions and reduce paper expenditure.
- Money is received faster and on time (decreases check float time). No more waiting on checks in the mail.
- Allows customers the ability to pay for products or services online, especially if they do not have credit cards.
- Receiving payment via ACH reduces costs. ACH transactions typically cost only a fraction of what it costs to accept the same transaction by swiping or manually inputting the customer’s credit card.
- You can convert paper checks into ACH transactions right at your place of business – No more trips to the bank!
- Eliminates NSF fees your bank charges your account when a customer’s check bounces. It also gives you improved ability to collect on NSF (non-sufficient funds) items
- THE BEST option for recurring payments
- Customer does not have to be present to give their payment information. You can initiate payments based on phone authorizations, authorizations received by fax or email, or authorizations received by internet
- There are no hardware requirements to obtain ACH capability, only a computer and an internet connection are required. All software is free, internet based, easy to use, and has feature rich reporting tools.
Here are some current ACH statistics
- 90% of the US population has a bank account (175 million people)
- Over 19.1 Billion ACH transactions are processed annually
- 37.2 trillion dollars are processed through the ACH network annually
- Electronic payments have been increasing at a rate of 9.3% annually
Have your own reason why you love ACH? Have some of your own statistics? Leave a comment below!!
– Article by Zac Ebrams
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ACH and Check Processing – Electronic Checks
- Accept checks by phone
- Accept checks online
- Accept checks through your web site
- Check image capture and storage
- Free customer support
- Online virtual terminal access
- Dynamic reporting functionality
- Recurring ACH payments
- Subscription payment plans
- Paper check conversion
- Remote Deposit Capture
ACH | VeriCheck
Since the early 1990s Vericheck, has offered check processing services to merchants. Over the years our service offerings have evolved to meet the ever-changing needs of modern day business. From one time transaction processing to recurring billing, we process payments for a variety of clients across the country. Our unique, in-house ACH & check processing capabilities allow us to service the entire spectrum of payment types. We have multiple program options for both check present and check not present transactions. Our verification which was the basis of our company’s beginning, is now standard on all of our products. We also still offer our guarantee program for qualifying merchants!
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One industry in particular that can gain a competitive advantage amongst competitors by utilizing an ACH program, is the legal and litigation industry.
Many law firms already utilize the ACH system and dozens more are converting their operations and streamlining the way they do business everyday.
Some of the great uses of ACH systems for law firms are:
- The ability to put clients on payment plans by using the recurring billing feature
- The ability for clients or people who owe money to go onto the law firm’s website and pay
- This allows customers to make payments 24/7
- Some customers may not be able to make a payment during normal business hours
- It cuts down on the staff requirements of having to take payments from customers
- It allows payments to be made by customers over the phone
- When a law firm sends mail, certified or otherwise, recipients are able to log on immediately to the law firm’s website and make a payment
- This helps with issues of embarrassment of a payee having to call in.
- Right on a law firm’s website, a customer can set themselves up for a payment plan
- Giving clients several different options when it comes to settling debts or fulfilling obligations ensures client satisfaction and also increases the chances that you will get your money
- Multiple bank accounts can be set up so monies go into the appropriate accounts while all operating expenses come out of a separate account
- With customers paying via ePayment (ACH payments) costs for accepting payments are much lower then when accepting via credit cards
- You can add customers to a Customer Database to keep track of them and to store their information (including payment information) in a secure and compliant web portal
- All transactions are logged and can be viewed 24/7 online
- A law firm can set up 50 different users under one account and assign various permission levels so each staff member has their own log in/password and custom view.
- Feature rich reporting capabilities allow you to generate many different reports instantly 24/7
- For prospective clients who need legal services and may not be able to afford to pay for them all at once, payment plans can be coordinated and put into the system to charge the customer incrementally.
For more information visit www.vericheck.com
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There are many benefits associated the ability to process ACH payments. Both customers and business owners/operators benefit when a proper ACH processing system is in place. The ACH system also benefits the environment.
- Eliminates the need for paper checks
- No more envelopes, stamps, or paper statements
- Eliminates time and costs associated with having to bring deposits to the bank
- Payments clear faster
- Eliminates NSF charges
- Returned items can be resubmitted effortlessly, automatically, and instantly
- Decreases fraud
- Increases revenue
- A fraction of what it costs to get paid with a credit card
- Provides for perfect record keeping
- Increases payment forms for customers
- Customers can pay their bills effortlessly
- You can take payments from customers instantly with your smartphone
- Verification on all transactions
Join the discussion! Post a comment or a question
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Check and ACH Processing | Reselling Partner Opportunity |
If you are in the Credit Card business, Collections, Communications, Law, Sales or Marketing fields, personally or as a corporation you can become an affiliate of VeriCheck at no cost. On a full or part-time basis, you can build an additional or main stream of income with our solid and proven business solution!
VeriCheck has been in business for nearly 20 years and is currently one of the most trusted names in the ACH and Check Processing industry. VeriCheck has affiliate partners operating in almost all 50 states. Our reselling partners earn money by helping clients run their businesses more successfully.
Our system will provide you with a sales and income opportunity like no other! With our solutions, you will be able to offer businesses a way to increase their receivables while also reducing operating expenses. VeriCheck also offers free NSF check collection services to merchants…. That’s right, you can tell prospective clients that you will help collect their bad checks as an added service for FREE.
All of our services are provided for less than half of the cost it typically takes for a merchant to accept a credit card!!
Our Check and ACH reselling program is the most preferential in the business with the lowest costs and the most lucrative splits that you will find!
We also commit to helping you succeed in your new endeavor as our reselling partner. You will have access to all VeriCheck marketing materials which can be branded specifically for your organization. We also have a team of ACH and Check Processing experts to help you every step of the way.
Here are some potential markets for our electronic payments service:
- Bottled Water Rentals
- Car Rental Companies
- Carpet Cleaning Companies
- Cellular Phone Services
- Child Care Facilities
- Chiropractors
- Churches
- Collection Agencies
- Convenience Stores
- Dentists
- Discount Stores
- Dollar Stores
- Doctors
- Fraternities, Sororities
- Government Agencies
- Home Security Companies
- Hospitals
|
- Insurance Companies
- Internet Service Providers
- Janitorial Services
- Karate Studios
- Lawn Care Services
- Leasing Companies
- Maid Services
- Mail Order Companies
- Medical Equipment Stores
- Multi-Level Marketing
- Municipalities
- Musical Instrument Rentals
- Newspapers
- Non-Profit Organizations
- Orthodontists
- Pager Services
- Pest Control Services
|
- Pharmacists
- Physical & Respiratory Therapists
- Pizza Restaurants
- Property Management
- Public Radio & Television
- Rent-to-Own Stores
- Restaurants
- Shoe Stores
- Supermarkets
- Tanning Salonsv
- Telemarketing Companies
- Telephone Answering Services
- Tote-the-Note Auto Dealers
- Uniform Rental Services
- Utility Companies
- Voice Mail Services
|
For more information check out Website: www.vericheck.com/affiliates
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Season’s Greetings to All,
VeriCheck would like to take this opportunity to extend our warmest salutations to everyone this holiday season! We would also like to keep you informed on our business solutions and reseller opportunities as the new year rapidly approaches.
Check and ACH Processing
We are a direct ACH processor and we pride ourselves in focusing exclusively on check and ACH products. Doing this enables us to offer unique services, great prices, and unrivaled support for our clients.
We help organizations connect to the exact solutions they need, precisely when they need them. Our team of experts are always available to help businesses realize the benefits that can be achieved by leveraging VeriCheck’s solutions into their operations.
Below are just a few of the the solutions we offer:
Our Solutions
* ACH transactions (TEL, WEB, PPD, CCD, ARC, BOC, POP)
* Check 21 and electronic check conversion
* Integrated check scanner / credit card terminals (Q1 2011)
* Check Guarantee
* Check Verification
* One time scheduled and recurring payment capability
Remote Deposit Capture
VeriCheck provides solutions for businesses that lower expenses, make life easier, and that are environmentally friendly
Our RDC solution offers businesses a low cost and easy way to deposit all checks received directly into any US bank account – right from the office!
- Free software, training, and support
- Small footprint check scanner
- Deposit checks in less than 20 seconds
- Money is available faster than traditional deposit methods
- Check image is safely stored “in the cloud” for viewing anywhere anytime
- Bulk check scanning solutions are also available
We are always looking for new partner organizations that will be able to benefit from the programs and services we offer to merchants.
Contact Information
www.vericheck.com
1-866-VERICHECK
zace@vericheck.net
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Real estate and property management companies are as ubiquitous as the properties they manage. Their existence is evidenced by the vast amount of multi-tenant properties that are seen in almost every city across the country. Apartment complexes, strip malls, warehouses, and office parks are just a few examples of property types that are frequently leased. Property management functions are infinitely important for any organization that engages in leasing or renting property. Types of properties that real estate companies typically rent or lease include; retail, office, industrial, and residential spaces.
A huge part of property management is the receiving and dissemination of rent payments from tenants, to property managers. One could easily debate that the most important property management function is, the collection and reconciliation of rent payments in a timely and efficient manner. It is hard to imagine where a property management or real estate investment organization would be, if their rent collection process was not a priority or significant concern.
Although, not as proactive as the sales and marketing functions of property management, if the rent collection process has inefficiencies and is not run effectively, other management efforts invariably suffer. Inefficient processes can consume hundreds of hours and thousands of dollars per year on account of just one mismanaged property. Instead of focusing vital human resources on marketing and sales functions, real estate and property management organizations are forced to delegate repetitive administrative duties to persons who otherwise, could be put to better use.
If property management or real estate organizations are not yet utilizing innovative new ways to streamline repetitive administrative functions, then their profits are being significantly affected.
The 21st Century has brought on many new efficient and effective ways to conduct business. Organizations all around the country are already benefiting from the many new opportunities that have arrived due to the evolution of both the payments industry and the internet. In many cases, the organizations currently taking advantage of these new methods and techniques are directly competing against those who are not.
For businesses that have been reluctant to change the ways they operate or that have been waiting around for a more opportune time, this is a call to action! There has never been a better time to move forward than right now. Old world methods will no longer cut it! The new generation of cloud-computing has arrived. With it, safe and inexpensive solutions that are scalable for any size or type of business have become readily available.
Innovators and early adopters in the real estate industry have helped pioneer the new technological solutions that are currently in place. What was once considered progressive is now what is universally expected and favored. It is time for all the laggards to update their operations and enhance the way they engage in business. In today’s modern economic environment, nothing less is acceptable. Solutions have not only been tried and tested, they have been finely tuned.
The solutions I am talking about appeal particularly to the real estate industry. They offer efficiency, reliability, and simplicity for both administrators and tenants.
Now, tenants can pay rent with a click of the mouse or opt to automate the rent process all together. No more searching for checkbooks, stamps, envelopes, or pens. No more getting in the car or going to the mailbox to drop off rent. No more late fees because the property manager’s office closed early or before you got home from work!
For property managers, the rent collection process is streamlined and automated. Little effort is required to ensure rent payments are collected. Full reporting capability lets you view all vital property data in real time, twenty-four hours a day. There is even a modern solution for tenants who still choose to pay the old fashioned way. Checks can be deposited at any point in the back office! No more sending employees out several times per week to make time-consuming deposits. No more rushing to the bank to meet bank cut off times. No more returned checks or returned check fees. Returned transactions can be re-presented with a click of the mouse. Even when third party property managers are utilized, no additional effort is required for split payments. Systems that are currently in place provide ways to automate payment splits with very little effort.
Wouldn’t it be nice to view everything in one place? To know instantly which tenants have paid rent? To assess late fees instantly?
The revolution is underway.
Costs are being cut. Receivables are improving. Profits are looking better than they ever have before…
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Hello everyone. If you haven’t heard by now, Vericheck processes payments for clients around the country. We streamline administrative processes so you can get back to what you do best! We are a dynamic in house ACH and check processor. We enable merchants to accept payment from customers through their websites, over the phone, or in person (just to name a few ways). If you are a business, you will benefit from our services! check out our website for more information!! www.vericheck.com.
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